Luxury Spotlight July 8, 2026

Wallace Luxury Spotlight | 281 Cottage Drive Ten Mile, TN 37880

Timeless Lakefront Living on Beautiful Watts Bar Lake

Classic lakefront charm, thoughtful updates, and an exceptional waterfront setting come together at 281 Cottage Drive, a beautifully maintained luxury lake property on Watts Bar Lake. Offered for the first time, this remarkable home is positioned on a large cove just off the main channel, creating a peaceful waterfront setting with quick access to open water.

Set on a picturesque 0.63-acre lot, the property offers a rare combination of privacy, beauty, and easy lake access. The grounds gently extend toward the TVA 750-foot contour line and continue to the shoreline, creating a park-like backdrop that feels both expansive and inviting.

Offering approximately 3,861 square feet of living space, this 3-bedroom, 3.5-bath home blends timeless cottage-inspired architecture with generous interiors and quality finishes throughout. A covered front porch, mature landscaping, plantation shutters, and classic design details create a welcoming first impression.

The dramatic great room serves as the heart of the home, with soaring cathedral ceilings, a cozy fireplace, and expansive windows overlooking the backyard and lake. Electronic shades add convenience while allowing the natural beauty of the setting to remain the focal point. The adjoining kitchen features custom cabinetry, quality appliances, generous workspace, and an open layout that connects easily to the breakfast area. A separate formal dining room offers an elegant space for holidays, special gatherings, or memorable evenings at home.

Completed in 2019, the stunning sunroom addition is one of the home’s signature spaces. Surrounded by walls of windows, this light-filled room captures panoramic views of the manicured lawn and the peaceful waters of Watts Bar Lake. Whether enjoying morning coffee, an afternoon read, or a quiet evening with lake views, this space beautifully extends the home’s connection to the outdoors.

The spacious primary suite offers a private retreat, highlighted by a beautifully renovated spa-inspired bath completed in 2019. The bath features an oversized tiled shower, freestanding soaking tub, separate vanities, tile flooring, and elegant finishes that create a calm, elevated atmosphere.

Upstairs, two guest bedrooms, a full bath, and a large bonus room provide additional flexibility. The bonus room could serve as a media room, office, hobby space, or additional guest area, depending on the needs of the next owner.

The lower level expands the home’s versatility with a full second kitchen, recreation room, guest accommodations, abundant storage, and direct access to the backyard and lake. This level is ideal for entertaining, extended stays, or creating separate spaces for relaxation and recreation.

Outdoor living is where 281 Cottage Drive truly shines. The gently sloping grounds lead to the shoreline with unusually easy, level access to the water. The private dock features two covered boat slips, a floating personal watercraft dock, and a spacious lounging deck, creating the perfect setting for boating, swimming, fishing, or simply enjoying lakefront views.

Additional property features include:

  • Private dock with two covered boat slips
  • Floating personal watercraft dock
  • Spacious dockside lounging deck
  • Attached two-car garage
  • Detached three-bay garage/workshop built in 2015
  • Additional half bath in the detached garage/workshop
  • Expansive second-story storage
  • Newer roof, completed in 2022
  • HVAC systems approximately three years old
  • New water heater
  • Generac generator
  • The detached three-bay garage and workshop offer exceptional space for vehicles, boats, hobbies, recreational equipment, and storage, adding another layer of functionality to this already impressive property.

From peaceful mornings in the sunroom to afternoons on Watts Bar Lake and evenings gathered by the water, 281 Cottage Drive offers a rare opportunity to enjoy timeless East Tennessee lakefront living in a beautifully maintained and thoughtfully updated home.

Listed by Kristy Rucker – Wallace Real Estate Farragut Office | Click here for more information.